The 411 on College and Life Around Campus
Harry Styles: Live on Tour (Review)
Tedy Andreas is "Ominous" in New Music Video: Watch
Kayo Genesis Wakes the World Up with New Video, "Woke": Watch
Richie Evans & Eric Bellinger Link Up For "One Time": Listen
5 Steps to Prepare Your College Self For Fall Semester
Austin Sexton Debut's New Single, "Paola": Listen
Childish Gambino Targets Environmental Issues with...
Gabrielle Stewart Makes Her Debut With New Track, "7...
An Interview With Boston's Donald Grunge
Premiere: Sean Gast Hits the High Seas for Love in...
Photo Story: P!nk Soars in Anaheim on the Beautiful Trauma Tour
A Complete List of the 2018 Emmy Nominees
Corey Ellis Drops New Tracks "Just Know / Hurt Nobody": Listen
VEZ Blesses Us with Official Music Video For "Bless Ya...
American High Brings Distortion & Dissent in Cheye...
MYCHL Reveals Official Music Video For "Color Me Bad": Watch
Louis The Child Grabs Quinn XCII For Latest Single...
Artist Spotlight: James Quick's "Ten and True"
Interview: TyBass Drops Dancehall Banger "Girl is Mine"
JAG & Problem Debut New Track, "Far From Me": Listen
"The Mission" is Layla's Sexy Debut You Have to See: Watch
Chuckie & Steve Andreas Brings the Island Heat on "Latino": Watch
Rico Anthony & Ray J Head "Downtown" For Love: Watch
A Beginner's Guide to Eating Sushi
Interview: Alternative Rapper Call Me Karizma Releases...
One Less Lonely Girl: Justin Bieber and Hailey Baldwin Engaged
Watch Bad Bunny's New Music Video for “Estamos Bien”
How Kalen Allen's Critiques Took the World By Storm
Watch: Nicki Minaj & Ariana Grande's Tropical-Themed...
4 Stages of Studying Abroad
Managing money can be a close-to-impossible task. It takes a lot of effort to make money and unless you’ve won the lottery, it is important to stay on top of your account. As a famous rapper suggests, it’s important to ‘Save that Money’ and spend it wisely. It’s never fun to go shopping and have your cards declined! Here are our top seven tips to money management that may help you avoid that awkward situation:
Buy the essential stuff. Buy what you most certainly need. For instance, don’t buy Starbucks coffee when your dining hall or office provides you free or affordable coffee. It’s okay to splurge every once in a while but going for the cheaper option more regularly can make a difference.
Everyone loves students and that’s why most companies offer some sort of discount to students. All you need to do is carry your school ID and ask. Don’t be afraid to ask for discounts and use coupons. Websites like coupons.com and Groupon give massive discounts to students. StudentUniverse gives a discount on booking tickets. Some companies even distribute their products for free if students agree to promote it on campus. Look into student brand ambassador programs for your preferred companies.
College books can be expensive. Most students have spend roughly up to $1500 each semester just on the books they need for class. You can limit that burden that by considering these options. Try renting your books at a local library. Most libraries allow you to recheck the item 5 times and check out up to 20 books.If your local library doesn’t have the book you need try finding it online. You can find used books at great discounted rates. Websites like Chegg have massive student discounts. Using a digital copy may also be an option. Check to see if your professor has an eBook version of the textbook that they can give you access to.
This is for all fitness lovers. Buying organic food in bulk not only helps you save money, it also guarantees a well balanced diet. Most fitness enthusiasts prepare their meals on weekends in bulk. This works best if your meal plan has low quality food or you are commuting. Buying snacks in bulk helps you save ‘the additional $5’ daily that we often spend on snacks just to counter our cravings.
Monthly payments can add up quickly. $5 may not seem like a lot to pay for Hulu, but when you add that to phone bills, renters or car insurance, etc. your bank account can take a hit. Finding a weekly gig can help you raise money. It could be anything from cleaning a neighbor’s car to creating a logo online for a client. It is not too difficult to find gigs online and there are many websites like craigslist, fiverr, freelancer etc. that constantly have gigs posted on them. Local companies often have a monthly event that you can sign up for to earn a few extra buck on your freetime. Even campus events often need extra staff where volunteers are paid.
Planning saves a lot of time, hassle and money. For instance, travel tickets booked in advance are sold at 40% of the price from what they are at the end of the trip. Same goes for hotels, cars, tickets of events, the cost of study abroad etc. This is the best way to make yourself consciously aware of your financial situations.
Having an emergency fund is very important. Imagine getting into a car wreck and not having resources to pay for your hospital bills. You don’t want to be in that situation. The best time to save up for a backup fund is when you get your tax returns. That’s a lump sum amount that can be handy in emergency situations. Another way to store a fund is saving $10 bucks each week. Eventually, you can pile up a savings account.